PROVISION OF SERVICES REGULATIONS 2009

The following information is supplied in accordance with our obligations under The Provision of Services Regulations 2009. Required information not provided below is included in the engagement letter and terms of business between Leonard Curtis and its clients.

Service Providers

1. LEONARD CURTIS RECOVERY LIMITED
trading as Leonard Curtis; Corporate Strategies; Business Financial Solutions; Reach Commercial Finance; and LC Debt Solutions

Company name: Leonard Curtis Recovery Limited
Legal form: A limited company registered in England and Wales
Service: Insolvency, restructuring and associated services
Registered number: 04200476
Registered office: Tower 12, 18/22 Bridge Street, Spinningfields, Manchester, M3 3BZ
Telephone Number: +44 (0)161 831 9999
Facsimile: +44 (0)161 831 9090
VAT Registration Number: 775 2217 24
Public Registers:
Details about the company’s registration can be viewed at www.companieshouse.gov.uk under the registered number given above.
Insolvency appointment- takers can be viewed at www.insolvencydirect.bis.gov.uk/fip1/

Trading offices:

Barlborough
Address: 22 Gander Lane, Balborough, Chesterfield, S43 4PZ
Telephone number: +44 (0) 1246 385 775
Facsmile: +44 (0) 1246 385 776

Birmingham
Address: 85-89 Colmore Row, Birmingham  B3 2BB
Telephone number: +44 (0) 121 200 2111
Facsimile: +44 (0) 121 200 2122

Bristol
Address: 30 Queen Square, Bristol BS1 4ND
Telephone number: +44 (0) 117 929 4900
Facsimile: +44 (0) 117 929 0000

Bury
Address:
Leonard Curtis House, Elms Square, Bury New Road, Whitefield, M45 7TA
Telephone number: +44 (0) 161 413 0930
Facsimile: +44 (0) 161 413 0931

Cardiff
Address:
Malthouse Avenue, Cardiff Gate Business Park, Cardiff, CF23 8RU
Telephone number: +44 (0) 2921 678 660

Leeds
Address:
6th Floor, 36 Park Row, Leeds, LS1 5JL
Telephone number: +44 (0) 113 323 8890
Facsimile:
+44 (0) 113 323 8891

Liverpool
Address:
20 Chapel Street, Liverpool, L3 9AG
Telephone number: +44 (0) 151 515 0706
Facsimile: +44 (0) 151 515 0707

London
Address:
One Great Cumberland Place, London W1H 7LW
Telephone number:
+44 (0) 207 535 7000
Facsimile:
+44 (0) 207 723 6059

Manchester
Address: Tower 12, 18/22 Bridge Street, Spinningfields, Manchester, M3 3BZ
Telephone number: +44 (0) 161 831 9999
Facsimile: +44 (0) 161 831 9090

Preston
Address: 20 Roundhouse Court, South Rings Business Park, Bamber Bridge, Preston, PR5 6BZ
Telephone number: +44 (0)1772 646180
Facsimile: +44 (0)1772 646181

Wolverhampton
Address: Regent House, Bath Avenue, Wolverhampton WV1 4EG
Telephone number: +44 (0) 1902 810102
Facsimile: +44 (0) 1902 810103

2.   LEONARD CURTIS LIMITED
trading as Leonard Curtis

Company name: Leonard Curtis Limited
Legal form: A limited company registered in England and Wales
Service: Insolvency, restructuring and associated services
Registered number: 5639292
Registered office: Tower 12, 18/22 Bridge Street, Spinningfields Manchester, M3 3BZ
Telephone Number: +44 (0)161 831 9999
Facsimile: +44 (0)161 831 9090
VAT Registration Number: 874 4109 15
Public Registers:
Details about the company’s registration can be viewed at www.companieshouse.gov.uk under the registered number given above.
Insolvency appointment- takers can be viewed at www.insolvencydirect.bis.gov.uk/fip1/

Trading offices:

London
Address: One Great Cumberland Place, London W1H 7LW
Telephone number: +44 (0) 207 535 7000
Facsimile: +44 (0) 207 723 6059

3.   LC DEBT SOLUTIONS LIMITED
trading as LC Advisory

Company name: LC Debt Solutions Limited
Legal form: A limited company registered in England and Wales
Service: Insolvency and associated services
Registered number: 05033119
Registered office: Tower 12, 18/22 Bridge Street, Spinningfields, Manchester, M3 3BZ
Telephone Number: +44 (0)161 831 9999
Facsimile: +44 (0)161 831 9090
VAT Registration Number: 846 3174 18
Public Registers:
Details about the company’s registration can be viewed at www.companieshouse.gov.uk under the registered number given above.
Insolvency appointment- takers can be viewed at www.insolvencydirect.bis.gov.uk/fip1/

Trading Offices:

Bury
Address: Leonard Curtis House, Elms Square, Bury New Road, Whitefield, M45 7TA
Telephone number: +44 (0) 161 767 1250
Facsimile: +44 (0) 161 767 1240

 

OTHER INFORMATION

A list of the names of the members of each of the above limited companies is available for inspection at the registered office, being Tower 12, 18/22 Bridge Street, Manchester, M3 3BZ.

CONSUMER CREDIT LICENCE

With effect from 1 April 2014, all Insolvency Practitioners, while acting as Insolvency Practitioners, are excluded from the Consumer Credit Licensing regime in respect of the actitivities of:

  • debt adjusting;
  • debt counselling;
  • debt collecting;
  • debt administration; and
  • providing credit information services


A similar exclusion applies when an insolvency practitioner is acting in 'reasonable contemplation of appointment'.  In this case, the relevant activities are:

  • debt adjusting
  • debt counselling; and
  • providing credit information services

note: The exclusions highlighted above also apply to staff working for the Insolvency Practitioner.

QUALITY OF SERVICE

The following information relates to each of the service providers set out above.

Leonard Curtis Recovery Limited, Leonard Curtis Limited and LC Debt Solutions Limited place a high priority on client service and are keen to ensure that the quality of this is maintained. If at any time you would like to discuss how the firms’ service to you could be improved, or if you are dissatisfied with the service you are receiving, please contact John Titley (Leonard Curtis Recovery Limited and LC Debt Solutions Limited) at Tower 12, 18/22 Bridge Street, Spinningfields, Manchester, M3 3BZ or Neil Bennett (Leonard Curtis Limited) at Leonard Curtis, One Great Cumberland Place, London W1H 7LW in the first instance. We undertake to look into any complaint carefully and promptly and to do all we can to explain the position to you. If we do not answer your complaint to your satisfaction, you may of course take up the matter with the Insolvency Complaints Gateway which is operated by the Insolvency Service.  This may be found at https://www.gov.uk/complain-about-insolvency-practitioner



For your information, principals licensed to act as Insolvency Practitioners in the UK by the Institute of Chartered Accountants in England and Wales:

Alex Cadwallader
Mark Colman
Andrew Duncan
Julien Irving
Martin Maloney
Paul Masters
Kevin Murphy
Andrew Poxon
Paul Reeves
John Titley
Sean Williams
Colin Prescott
Philip Deyes
Conrad Beighton
David Moore
Steve Markey
Andrew Beckingham
Richard Pinder

 


Regulatory body contact details:
Professional Conduct Department
The Institute of Chartered Accountants in England and Wales
Metropolitan House
321 Avebury Boulevard
Milton Keynes
MK9 2FZ

Principals licensed to act as Insolvency Practitioners in the UK by the Insolvency Practitioners’ Association:

Neil Bennett


Regulatory body contact details:
Head of Regulatory Operations
Insolvency Practitioners’ Association
Valiant House
4-10 Heneage Lane
London
EC3A 5DQ

PROFESSIONAL INDEMNITY INSURANCE

In accordance with the disclosure requirements of the Provision of Services Regulations 2009, the firms’ professional indemnity insurer is Professional Indeminity Protect Limited, Barlow House, Minshull Street, Manchester, M1 3DZ. The territorial coverage is worldwide excluding professional business carried out in the United States of America or Canada and excludes any action for a claim brought in any court in the USA or Canada.

GOVERNING LAW

The terms of our engagement and any services provided by us are governed by the laws of England and Wales and you agree that the English courts shall have exclusive jurisdiction in any dispute.

WEBSITE TERMS AND CONDITIONS

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our website which include www.leonardcurtis.co.uk (our ‘Website’), whether as a guest or a registered user. Please read these terms of use carefully before you start to use our Website. By using our Website, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our Website.

Accessing our Website
Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice (see below). We will not be liable if for any reason our Website is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of our Website, or the entirety of Website, to users who have registered with us.

If you are provided with a password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.

When using our Website, you must comply with the provisions of our acceptable use policy.

You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms, and that they comply with them.

Intellectual property rights
We are the owner or the licensee of all intellectual property rights in our Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You must not print off, copy, or in any way download extracts, of any page(s) from our Website.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the author of material on our Website must always be acknowledged.

You must not use any part of the materials on our Website for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our Website in breach of these terms of use, your right to use any our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Reliance on information posted

Commentary and other materials posted on our Website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our Website, or by anyone who may be informed of any of its contents.

Our Website changes regularly

We aim to update our Website regularly, and may change the content at any time. If the need arises, we may suspend access to our Website, or close them indefinitely. Any of the material on our Website may be out of date at any given time, and we are under no obligation to update such material.

Our liability

The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we and third parties connected to us hereby expressly exclude:

  • All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
  • Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Website or in connection with the use, inability to use, or results of the use of our Website, any Website linked to it and any materials posted on it, including, without limitation any liability for: 
    • loss of income or revenue;
    • loss of business;
    • loss of profits or contracts;
    • loss of anticipated savings;
    • loss of data;
    • loss of goodwill;
    • wasted management or office time; and
    • for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

This does not affect our liability for death or personal injury arising from our negligence, or our liability for deceit or fraudulent misrepresentation or misrepresentation as to a fundamental matter, or any other liability which cannot be excluded or limited under applicable law.

Information about you and your visits to our Website

We process information about you in accordance with our privacy policy. By using our Website, you consent to such processing and you warrant that all data provided by you is accurate.

Uploading material to our Website

Whenever you make use of a feature that allows you to upload material to our Website, or to make contact with other users of our Website, you must comply with the content standards set out in our acceptable use policy. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.

We have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to any our Website constitutes a violation of their intellectual property rights, or of their right to privacy.

We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our Website. We have the right to remove any material or posting you make on any Website if, in our opinion, such material does not comply with the content standards set out in our acceptable use policy.

Viruses, hacking and other offences

You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on them, or on any website linked to them.

Linking to our Website

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link from any website that is not owned by you.

Our Website must not be framed on any other website, nor may you create a link to any part of our Website other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in our acceptable use policy.

If you wish to make any use of material on our Website other than that set out above, please address your request to enquiries@leonardcurtis.co.uk.

Links from our Website

Where our Website contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Jurisdiction and applicable law

The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our Website although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country. These terms of use are governed by English law.

Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our Website.

Your concerns

If you have any concerns about material which appears on any of our Website, please contact:

enquiries@leonardcurtis.co.uk.

Thank you for visiting our Website.

PRIVACY POLICY

This privacy policy explains how we use any information we collect about you, how you can tell us if you prefer to limit the use of that information and procedures that we have in place to safeguard your privacy.

For the purposes of the Data Protection Act 1998 (the “Act”) the following corporate entities and persons are registered data controllers:

Leonard Curtis Recovery Limited                    Leonard Curtis Limited
John Titley                                                       Neil Bennett
Mark Colman                                                   Alex Cadwallader
Philip Deyes                                                    Andrew Duncan
Martin Maloney                                               
Paul Masters                                                    
Andrew Poxon               
Colin Prescott                                      
Paul Reeves
Kevin Murphy
Conrad Beighton
Sean Williams
David Moore
Steve Markey
Andrew Beckingham




Summary of our Privacy Policy

Your privacy is extremely important to us so we only use the information you provide about yourself and your company when using this website to answer your enquiry or to help us to improve our service to you. We do not share this information with any third party except to the extent necessary to answer your enquiry if that enquiry requires the involvement of a third party. We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties.

The information we collect

We may collect and process the following data about you:

  • Information that you provide by filling in forms on our site at www.leonardcurtis.co.uk (our “Website”). This includes information provided when ordering from us or completing our enquiry form. This typically includes your name, your organisation’s name, your position, email address, business address and contact telephone number. We may also ask you for information when you report a problem with our site.
  • If you contact us, we may keep a record of that correspondence.
  • Leonard Curtis may ask you to complete surveys that we use for research purposes, although you do not have to respond to them.
  • Details of your visits to our site including, but not limited to, web server statistics, traffic data, location data and details of the web pages and resources that you access.

Our use of IP addresses and cookies

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to analyse aggregate information. This is statistical data about our users' browsing actions and patterns, and does not identify any individual.

For the same reason, we may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer's hard drive. They help us to improve our site and to deliver a better and more personalised service. They enable us:

  • To estimate our audience size and usage pattern.
  • To store information about your preferences, and so allow us to customise our site according to user needs.
  • To speed up your searches.
  • To recognise you when you return to our site.

You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our site.

How we protect your information

All information you provide to us is stored on our secure servers. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of data that you transmit to our site; any transmission is therefore at your own risk. Once we have received your information, we will use strict internal procedures and security features to try to prevent unauthorised access.

We also keep your information confidential. The internal procedures of Leonard Curtis cover the storage, access and disclosure of your information.

How we use your information

We use information held about you in the following ways:

  • To provide you with information, products or services that you request from us or which we feel may interest you, where you have consented to be contacted for such purposes.
  • To carry out our obligations arising from any contracts entered into between you and us.
  • To allow you to access secure areas of our Website (such as 'My Account') when you choose to do so.

We may also use your data to provide you with information about goods and services which may be of interest to you and we may contact you about these by email, SMS, post or telephone.

If you are an existing customer, we will only contact you by electronic means (e-mail or SMS) with information about goods and services similar to those which were the subject of a previous sale to you. If you are a new customer we will contact you by electronic means only if you have consented to this.

If you do not want us to use your data in this way, please contact us.

When we might disclose your data to third parties

We may disclose your personal information to third parties in a very limited number of circumstances:

  • Where we engage the business services of a third party to provide services directly to Leonard Curtis. For example, we may use a mailing house to email promotional materials such as our email newsletter. Rest assured that any third parties are strictly prohibited from using your personal data for any other purposes.
  • In the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets.
  • If Leonard Curtis or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.
  • If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms of use and other agreements; or to protect the rights, property, or safety of Leonard Curtis, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

Your Rights

You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us.

Our site may, from time to time, contain links to and from the websites of our clients and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.

Your consent

By submitting your information you consent to the use of that information as set out in this policy. If we change our privacy policy we will post the changes on this page, and may place notices on other pages of the Website, so that you may be aware of the information we collect and how we use it at all times. We will also e-mail you should we make any changes so that you may consent to our use of your information in that way. Continued use of the service will signify that you agree to any such changes.

Owing to the global nature of the Internet infrastructure, the information you provide may be transferred in transit to countries outside the European Economic Area that do not have similar protections in place regarding your data and its use as set out in this policy. However, we have taken the steps outlined above to try to improve the security of your information. By submitting your information you consent to these transfers.

Contact Details

We welcome your views about our website and our privacy policy. If you have any queries or comments, or if any of the information that you have provided to Leonard Curtis changes, please contact us.

   

Positive options for Directors

We provide you with positive strategic advice

enabling you to retain control of your business

Contact us now for immediate help