Ben specialises in supporting businesses with HMRC Time to Pay arrangements, cashflow preparation and management, and business reviews. Working closely with directors facing financial pressures, he handles creditor negotiations and helps funders reduce their exposure while finding practical solutions to keep businesses operational.
Ben takes a hands-on approach to understanding each client's unique situation, acting as a trusted intermediary between businesses, their creditors, and funders.
With over 65 Time to Pay arrangements agreed during 2025 and more than £25m in HMRC arrears managed, Ben has built a strong track record of successful outcomes. Shortlisted for both Apprentice of the Year 2025 and part of Young Team of the Year 2025, his client-focused approach is reflected in multiple 5-star Google reviews from businesses he's supported through difficult times.
Biography
Ben specialises in supporting businesses with HMRC Time to Pay arrangements, cashflow preparation and management, and business reviews. Working closely with directors facing financial pressures, he handles creditor negotiations and helps funders reduce their exposure while finding practical solutions to keep businesses operational.
Ben takes a hands-on approach to understanding each client's unique situation, acting as a trusted intermediary between businesses, their creditors, and funders.
With over 65 Time to Pay arrangements agreed during 2025 and more than £25m in HMRC arrears managed, Ben has built a strong track record of successful outcomes. Shortlisted for both Apprentice of the Year 2025 and part of Young Team of the Year 2025, his client-focused approach is reflected in multiple 5-star Google reviews from businesses he's supported through difficult times.
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Leonard Curtis is a trading style of Reach Commercial Finance Limited, registered at Riverside House, Irwell Street, Manchester, M3 5EN. Company Register number is 09056450. Reach Commercial Finance Limited is authorised and regulated by the Financial Conduct Authority, FRN: 753686. Reach Commercial Finance Limited is an authorised credit broker and not a lender. We work with an unrestricted number of lenders to find a potentially suitable arrangement for your consideration. ICO registration ZA069234 and you can check via www.ico.org.uk. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey. Privacy notice.
Leonard Curtis Legal Limited is a limited company, registered in England and Wales with registered number 09820186. Registered office: Riverside House, Irwell Street, Manchester M3 5EN. Leonard Curtis Legal Limited is registered with the Solicitors Regulation Authority with number 626004.